Our goal is to eliminate your debt.
Founded by people who were once in the exact same position you're in now — buried under an MCA, unsure who to trust. That's why every conversation with us starts, and stays, confidential.
MCA Companies all have one thing in common: They breach their own agreements. We use their own agreements against them to restructure your agreements — or to completely wipe them out.
Our fees cover 100% of all expenses, including legal fees and costs. And we provide a payment plan to make our fees work for your business.
The daily and weekly payments you're making are killing your business — especially when your revenue drops.
Your payments should fall with your revenue
When your revenue goes down, your payments are contractually supposed to go down by the same percentage. That almost never happens — MCA Companies base your payments on what they think you can afford, not what you actually owe.
They count revenue that isn't revenue
Sales tax, vendor refunds, insurance proceeds, other debt deposits, personal transfers, certain pass-through reimbursements — none of this is supposed to count. MCA Companies include it anyway as "business revenue in the ordinary course."
Fixed payments ignore your cash flow
MCA Companies set fixed payment amounts with no fluctuation — even though your business' cash flow naturally rises and falls throughout the year.
Asking for help means jumping through hoops
They often demand more documentation for a payment reduction than they required to give you the money. Refunds are made nearly impossible, and full reductions are rarely offered.
"I gave you money." "You owe me." "You gave me your word."
Some MCA Companies get aggressive — demanding increased payments, or trying to make you feel guilty for not being able to overpay them. They want your gratitude on a debt charging 400%–1,000% effective APR. Give me a break.
You are probably overpaying the MCA Companies — and don't even realize it.
Your MCA Agreement entitles you to a payment reduction and to a refund for any overpayments. Only a handful of MCA Companies ever provide one voluntarily. It's not fair for your business to fail because the MCA Companies are breaching their own agreement.
A trained team of attorneys and financial professionals, working your contract with a scalpel.
Contract & Financial Review
We go through your MCA agreements and financials line by line to build your case for reduction or refund.
Hold Them Accountable
Our attorneys enforce your rights directly against the MCA Companies on your behalf — paid for as part of our fee.
Court Orders to Stop Them
When an MCA company keeps breaching the agreement, we go to court and get orders that stop them from debiting your account or sending UCC restraining notices to your customers.
Stop the Bleeding
We wipe out the debt where we can. Where we can't, we secure a payment plan your business can actually afford.
We are a debt elimination company — not a debt settlement company.
Where are you right now?
Struggling to keep up
Payments are crushing you, but no lawsuit yet.
Just got sued
You've been served by an MCA company.
Arbitration paperwork
There's a deadline, and it's coming fast.
Judgment entered
They're coming after your accounts.
Whatever stage you're in, we've handled it. The earlier you call, the more we can save.
See what your MCA balance is really costing you.
Example only. Payment amounts, timelines, and outcomes depend on your specific MCA agreements, revenue, and case facts. In some cases the agreement is voided and the debt eliminated entirely.
Want these numbers for your actual MCA balance? Use the button above to book a consultation.